If you are looking to expand and improve your business or simply want to adjust your cashflow requirements, we can help you source a financier to assist with your commercial needs. Finding the right business finance solution can make or break a deal for you or your business. Business loans can be a detailed process and if you don’t have the right support from your financial broker to keep you informed, your business could have the wrong business finance mix or even a costly suite of business loans and accounts.
By investing time and energy with you and your advisors, LSA Finance is able to develop a thorough understanding of your business needs. This understanding combined with our knowledge, qualifications and practical experience in property, banking, finance and accountancy ensures that we can secure the most appropriate business finance package for you.
BUSINESS
FINANCE AND ADVICE
Buying your first home can be both exciting and a little overwhelming. Our experienced team can guide you through the process to ensure the right mortgage provides you financial security.
When investing in property, we can arrange a properly structured loan that fits your lifestyle and investment strategy.
LSA Finance not aligned to any specific lender, and as such we are not influenced by commissions paid so you will always receive honest advice tailored to your needs.
We can source finance for almost any property purchase, any refinance or debt consolidation.
RESIDENTIAL
FINANCE
Whether it's acquiring new premises, existing premises or purchasing “off-the-plan” we can assist.
We work for you and specialise in providing tailor-made financial property finance solutions to:
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Commercial, industrial, retail and residential property developers
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Investors in commercial, industrial and retail property
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Owner-occupiers of industrial and commercial property
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Family trusts, unit trusts etc.
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Partnerships either by means of joint ventures or minority equity investments
Our team have the skills, market knowledge and experience from which to assist our clients with their specialised commercial and industrial property finance requirements. Our close working relationship with Lenders means we know which lenders specialise and can be more accommodating in a particular sector.
COMMERCIAL,
RETAIL AND INDUSTRIAL FINANCE
Whether you're expanding, upgrading or refinancing, our equipment finance, asset purchase and leasing options are the smart way to obtain the equipment you need.
Arrangements can be made for any size business or any individual, with payment structures to suit your financial and business position. We can provide all types of lease and equipment finance options including – lease, asset purchase (hire purchase), chattel mortgage, rental and novated leases.
Where appropriate, we can provide (tailored) repayment structures to match business cash flow which is particularly important for large special purpose acquisitions.
EQUIPMENT
FINANCE & SPECIALIST ASSETS
With growing demand for residential and commercial finance for SMSF's, we have a sound understanding of lender requirements in this area. Limited Recourse Loans can be established with suitable lenders to secure the most appropriate finance package for your circumstances.
The rules around borrowing through an SMSF are quite complex which is why our strategic alliance with both accountants and auditors of Self Managed Superannuation Funds ensures we have access to the most up to date legislative requirements affecting SMSFs.
SMSF
FUNDING
With years of experience in development funding, we can review project feasibility to funding requirements.
To assist in our submission, we have developed specific project feasibility review systems to clearly articulate project parameters, funding needs and cashflow forecast. This feasibility creates an accurate assessment of the project at the outset thereby providing a sound basis on which to select the appropriate lender(s) and to avoid vague assumptions.
We take a true partnership approach with our clients working with you from the initial feasibility stage through to completion of the project and beyond if required.
We understand that high value transactions require thoughtful and professional attention and we undertake these projects with the appropriate diligence the transaction deserves.
DEVELOPMENT
& CONSTRUCTION FINANCE
With access to specialist lending products for healthcare professionals to provide specific tailored solutions in this market, we will work with you whether you are looking to purchase an existing practice or start your new practice.
We understand that you are busy and we take responsibility for much of the paperwork and meeting lenders requirements, leaving you free to focus on your core competencies.
By investing time and energy with you, LSA Finance is able to develop a thorough understanding of your needs. This understanding combined with our knowledge, qualifications and practical experience in property, banking, finance and accountancy ensures that we can secure the most appropriate finance package for you.
MEDICAL
& HEALTHCARE FINANCE
The team at LSA Finance has developed expertise and systems to assist applicants in securing competitive funding for franchise acquisitions. In addition to preparation of your finance submission, we carefully select the appropriate lender to match your needs.
To assist in our submissions to any of our franchise funders, we have developed specific systems to ascertain equity requirements, ability to service debts and also to produce a generic cash flow forecast. We use this forecast to model various outcomes to help you understand the impact of changes to variables such as sales and cost levels, financing structure, interest rates and so on.
As part of our service to you, we monitor the progress of the financing all the way to settlement and we remain available to you to answer questions or assist where required to solve any queries you have with the financing arrangements. This includes following up lenders requirements, documentation and liaising with the Master Franchisor.